Run your entire loan distribution business on one platform.
From the borrower's first click to the commission in your account. One connected system, not ten disconnected tools. Retire the WhatsApp-chats-and-spreadsheets patchwork and run like a modern fintech.
Your business is doing crores. Your systems shouldn't be a patchwork.
- ✕ Leads scattered across chats and spreadsheets
- ✕ Follow-ups chased from memory, files go cold
- ✕ Commission calculated by hand, reconciled late
- ✕ No single, live view of the business
- Every application captured on your own website
- The system chases follow-ups, not your staff
- Commission auto-calculated and reconciled
- Every rupee of pipeline, live, in one dashboard
One platform, from first click to disbursal.
A branded application website, built by AI
Answer a few questions and your compliant, RBI-ready site is written and designed in minutes, your brand, your domain. Borrowers apply online with a proper Digital Loan Application, not a WhatsApp message.
- Digital Loan Applications with instant eligibility
- EMI calculator + disclosures baked in
- Live on your own subdomain in minutes
A free credit check that pulls borrowers in, and pays you
Give borrowers their score, what's helping and hurting, and pre-qualified offers, the acquisition front door big fintechs use, now on your site. Switch on paid credit products and every check becomes a warm loan lead.
- Score, factors and pre-qualified offers
- Sell Credit Health Report & score improvement
- Every credit check is a warm loan lead
AI turns every email into work
Approvals, payments, documents, escalations, every message is classified into a business event with entities, priority and the next action, so nothing slips through your team.
- Prioritised, deduplicated, actionable
- One-tap create-application from new enquiries
- Runs with or without an AI key
Lender statuses that update themselves
Status emails from lenders are read and applied straight onto each borrower's file, no more logging into a dozen NBFC dashboards to chase updates. Commission rolls up automatically.
- Auto-applied when confident, one-tap when not
- Rolls up to the file + expected commission
- Every change on an append-only audit log
Everything your business runs on, in one place.
Not a CRM bolted onto spreadsheets. A complete operating system for a loan distribution business.
A branded, compliant loan website, built by AI in minutes.
Borrowers apply online; instant eligibility across your lenders.
Every applicant tracked, lead to disbursal, with follow-ups built in.
Documents, lender routing and status updates read from email, automatically.
Branches, RMs, roles and targets, with per-person visibility.
Auto-calculated, reconciled from lender payouts, and invoiced.
Pipeline, disbursals, commission and team, live, in one view.
Smart lender match, auto follow-ups, and an inbox that works itself.
Sell digital credit products on your own storefront.
Credit reports the big fintechs charge ₹149–199 for, fully built and ready on your site. Switch them on in one click; your customers pay, you earn. And every buyer is a warm loan lead.
Others give you a database to fill in. Krikha gives you a business that runs itself, AI writes your website, matches the right lender, and updates every file straight from the lender's own emails.
Compliance, built in, not bolted on.
Every website ships with grievance-officer disclosures, DPDP consent capture, a disclosed matching approach, and an append-only audit log. We never touch borrower funds, Krikha is a Loan Service Provider platform, not a lender or an intermediary of money.
Live in 7 days.
Your account, your lenders and your brand, configured with you.
AI builds your application website; branches and RMs onboarded.
First digital loan applications flowing into your CRM and workflow.
One platform. One clear price.
Everything included. Go live in 7 days.
Setup, branding, website, lender panel and team onboarding, done with you.
The full platform, every module, updates and AI copilot, for your whole business.
Third-party services (WhatsApp, SMS, voice, bureau, CKYC, DigiLocker, eSign, AI) billed at cost.
Run your business like a modern fintech.
See the whole platform in a 30-minute walkthrough, mapped to your business.